From Market Urbanism:
For those of you who expect to be sitting in your own personal car being whisked around in effortless comfort and privacy as you commute to distant suburban locations…Not quite. The true promise of autonomous vehicles isn’t about you. It’s about the larger institutions that are relentlessly squeezing costs out of the system and optimizing expensive existing infrastructure. Aging highways will be maintained by charging for their use on a mile-by-mile pay-per-view basis. Traffic congestion will be solved by having more people ride in fewer vehicles. The rich will have stylish robotic SUV chauffeurs. Everyone else will be climbing inside a fully loaded eight or twelve passenger minivan bound for the office park. And in the future you will choose this voluntarily based on price.
Here’s something else to consider. Insurance companies will become more and more influential players in the culture and economy. A few insurers are already offering customers a discount for having their cars chipped and monitored. Sooner rather than later auto coverage will be based on how well and how often a human drives. In the not-too-distant future the chips and monitoring may not be entirely negotiable unless you’re willing to pay a great deal extra for the privilege of opting out. You may think you’re a good driver, but you may quickly and expensively be informed otherwise by the authorities. That’s going to pull a lot of people off the road, especially when the gooey details of your swerving and speeding are cross referenced with local law enforcement. But the cops won’t necessarily be in squad cars. They’ll be the cars themselves. That’s coming too. And sooner than you think. Brace yourself.